Pricing
Both plans carry the same signal. Members get it the evening it happens. Free readers get it a week later.
Plans
Annual membership saves $89 against paying monthly, about three and a half months.
Free
$0
- The signal a week late, every Sunday
- The full backtest, explainers and crash replays
Last Sunday: TQQQ as of Oct 30
Read the Sunday notesMember
$199 a year
or $24 a month
- The signal by email at each close, in time to trade that evening
- Each gate open or shut, with a warning when one could flip
- The live record, a monthly research note and CSV downloads
The first 100 annual members pay $149 a year for as long as they stay.
Membership opens 1 MarchThe free Sunday email opens on 5 January. Until then, the Sunday notes are on the site.
Side by side
What each plan includes
| Free | Member | |
|---|---|---|
| The signal | Every Sunday, a week behind | Every trading day at the close |
| When it switches | You see it the following Sunday or the one after | By email and on the dashboard at the close, in time to trade after hours |
| Gates | Not shown | Each gate open or shut, and how close it is to flipping |
| Early warning | None | A flag when a gate could flip soon |
| Live record | Monthly summary | Every session, with CSV export |
| Research | Explainers, crash replays, calculator | A monthly research note and the after-hours trading guide |
| Taxable accounts | – | A separate taxable-account track for the 32% bracket and above |
| Whitepaper | Yes | Yes |
Questions
Before you join
- How do I act on a switch?
- Sell the old position after hours the same evening, and buy the new one at the next morning's open. Most large US brokers offer an after-hours session. The trading guide covers order types and what to do if you miss the evening.
- What if I miss the evening?
- Trading both sides at the next open has made little difference on average in the backtest. Waiting until the following close is what costs, about four points a year.
- Can I use VGLT or SPTL instead of TLT?
- Yes. They hold long-term Treasuries at a lower fee, with slightly shorter duration, so they move a little less than TLT. The record uses TLT.
- Does it suit a taxable account?
- Switching realises short-term gains, so a tax-sheltered account is better. Members at the 32% bracket or above get a taxable-account track that defers some exits until gains turn long-term.
- How often does it trade?
- About two round trips a year on average. Some years have none, a few have five or six. Most evening messages say hold.
- How do I cancel?
- From the billing page, at any time. Access runs to the end of the period you've paid for. Refunds aren't available once an alert has gone out in that period.